The ONLY thing preventing CN from honoring your gift card request is lack of funds. To make it even worse, you now have to devalue your earnings in order to get paid. :S I'm sorry but there's no way to spin this as a positive move.
I_one_2 asked: "If you requested an immediate payment, would that 10% bonus put you at break even?"
No, it can't. Suppose you had $100. A 10% bonus makes it $110. For immediate payment you only get 50%, ie $55. Our Gold has been de-valued substantially!
If you're willing to wait four months you get the same exact redemption rate. What has been the valued is our time. Because now there are no carrier payments. That we're done monthly basis. Within 24 hours
So you have to guess what you need in 4 months
Also in all fairness even small amounts take 4 months unless you're willing to pay double the points. I would say that is unfair. Something substantially changed on cellnuvo's end
lexusl21 writes: "So you have to guess what you need in 4 months"
I don't see any point in guessing what you need in 4 months. You ask to swap whatever your current balance is now, and use it whenever you need it after you get it.
At some point in the future, you will again request a swap of your entire balance. (Whatever you've earned between now and then.)
After 4 months, convert points into money and buy or pay for anything you need. Better than having to use on worthless phone plans or on Amazon phones which has limited phone models, makes, colors and tend to cost more too. I like the new option better. For me waiting for 4 months is no big deal. Samsung S10 plus is still is on the high side....
You're right on merits. The difficult part is, that for a lot of us, having lots of Gold/points, in order to exchange it for real money, we need to support CellNUVO for at least the next four month by vigorous swiping, and by not putting them down to much I really hope they survive...